Conventional and Real Estate Commercial Loans
- Funds can be used for most business purposes including to purchase, refinance, or construct commercial real estate, buy or start a business, for large amounts of working capital, to open a new location, or to consolidate debt or merchant cash advances
- No minimum time in business (startups considered for stronger credit profiles with compensating factors)
- Streamlined, full documentation underwriting
Looking for something different? Ask about our FAST CAPITAL program
Fast Capital Financing
We’ve partnered with a $2.2 billion direct lender and tech-enabled loan marketplace
to offer a full spectrum of capital solutions for emerging and expanding businesses.
Nationwide lending and most business types are eligible even those turned down by other lenders due to low credit or other financing barriers.
Funds can be accessed same-day and used for any business purpose such as to buy or start a business, for working capital, equipment/inventory, or to consolidate debt.
- $1,000 to $500,000+ financing sizes
- No minimum credit score required
- Competitive financing rates with the option to choose from multiple offers and product types
- No minimum revenue required
- No minimum time in business (startups considered for stronger credit profiles with compensating factors)
- No collateral required
- Approvals available in hours and same- day funding possible
- 3 to 120-month financing terms
Equipment Financing
- $5,000 to $5,000,000 financing sizes
- Up to 10-year financing terms available
- No set credit score minimum
- 100% financing on equipment purchases available. This does not apply for startups, in most cases a down payment would be required on a purchase for
a startup.
- Loans up to $350K considered application only (larger financings can be considered case-by-case with an application only)
- Most industries are eligible (certain restrictions may apply)
- No minimum time in business on most deals, equipment financing for startups is available, but 3 months bank statements may be required.
Startups require 700+ credit and strong compensating personal financials and industry experience.
- Any NEW or USED mission critical equipment (mission critical meaning that it is essential to the operation of the business)
- Custom payment structures available to meet the needs of the business: delayed payments, seasonal payments, step payments, semi-annual payments, etc.
- Corporation only financing considered case-by-case
Most business types qualify, even those previously turned down due to credit issues, limited collateral, or other barriers